In today's market "Creative Financing" has been the norm. With tighter lending guidelines and homes in other markets not selling, I have experienced the need for other ways to finance. In the past two months, I have sold two homes on a "rent-to-own" basis. In both cases, buyers have a home to sell and have re-located here; sellers have vacant homes on the market here...although this prolongs the closing for the seller, it is a win-win situation for all. Buyer's have a place to stay and are on the their way to purchasing, sellers have their mortgage payment covered and a deal in the works. Need more details?