Save $1000 on closing costs & increase your home's value by 5%.

EEMs (Energy Efficient Mortgages) are available as part of the federal program to help homebuyers finance energy efficiency upgrades and purchase energy-efficient homes.  With an EEM, you take out a bigger loan in order to buy a greener home, or a line of credit for upgrades & improvements.

The idea is simple; An energy efficient home costs less to operate.  With cheaper utility bills, the bank knows you can afford a larger mortgage.

To learn more or find out if you are eligible for an EEM, go to: www.hud.gov/offices.hgs, click on  Single Family, and then on, FHA Insured Loans, then Energy-Efficient Mortgage Program.